Lindsay Lambton, Holly Freer, Nicola Cowley ext.c7057e50d93e2fd0

Colleagues buy new homes with help from Redrow

Getting to know her new neighbours wasn’t an issue for Lindsay Lambton when she moved to Kirk’s Paddock in Grimsby - she was already friends with two of them.

Lindsay, 31, Nicola Cowley, 34, and Holly Freer, 23, all work together at the Department for Work and Pensions. They’re now neighbours, friends and colleagues thanks to a range of incentives from Redrow.

As a first time buyer, Lindsay was able to cut the cost of setting up home with her 18-month-old son Sebastian by taking out an equity loan through FirstBuy. That scheme has now been replaced by Help to Buy, which is also open to those moving up the property ladder.

Under Help to Buy customers with a 5% deposit can take out an equity loan for up to 20% of the purchase price. They will then only need a mortgage for 75% of the property’s value.

“As a single mum I didn’t think I would be able to afford to buy, but when I realised I could take out an equity loan I thought ‘there’s no point paying rent to someone else’. My mortgage repayments are actually less than I was paying in rent,” Lindsay says.

“I didn’t expect things like the oven and the microwave to be included so to have brand new appliances was a bonus. It’s my dream house and absolutely perfect.”

Lindsay suggested colleague Nicola visit Kirk’s Paddock as she was looking for somewhere new following a change of circumstance.

Nicola, who lives with sons Oliver, seven, and Harry, nine, explains: “I didn’t think I’d be able to get a mortgage for a brand new home so had been looking at shared ownership schemes or buying an older property. Redrow paid 5% towards my deposit which made it easier for me to buy a home of my own.

“My house was still being built when I reserved so I was able to put my own stamp on it. It was fun choosing the finish of the kitchen and bathroom and I don’t have to worry about maintenance.”

Word of the help available from Redrow spread amongst Nicola and Lindsay’s colleagues and first time buyer Holly and partner Lee Fishwick were keen to find out more.

“We bought our house with a 95% mortgage through NewBuy, which meant we only needed a relatively small deposit of 5%. We put down half of that initially and carried on saving to pay the rest when we finalised the purchase of the property,” Holly says.

“Knowing that we’ve been able to buy our own home so young makes me feel good because a lot of my friends are renting.”

The three friends are now settling into their new lives at Kirk’s Paddock, which features two, three and four-bedroom homes with current prices from £104,999.

Located in Caspian Crescent, in Scartho Top, the homes are in walking distance of local amenities in Scartho with schools and a hospital nearby. The high street shops of Grimsby and the seaside attractions of Cleethorpes are both just a short journey away.

To find out how Redrow could help you buy a brand new home, visit Kirk’s Paddock, open Thursday to Monday from 10am to 5.30pm.

For more information about the homes and the help available, call 01472 453 431 or see


Redrow Homes is one of the UK’s leading house builders, operating across England and Wales, with a strong emphasis on high quality family housing in prime locations. Its New Heritage Collection of family homes combines traditional looking, ‘Arts & Crafts’ influenced exteriors with bright, modern, high specification interiors. Established more than 35 years, the company has won numerous awards over the years. Redrow received a 5* Award in the Home Builder Federation (HBF) annual customer satisfaction survey in 2011, 2012 and 2013; collected the Silver award in the Large Housebuilder category of the 2012 What House? awards; and its ‘Share a little bit of joy’ campaign was named best marketing initiative at the 2012 Housebuilder Awards.  Web: